Information & Cyber-Security Management

The cost of fraud to the UK economy today is conservatively estimated at around £73 billion per year, with some facets of fraud experiencing aggressive growth.

A number of high profile and significant security lapses with the personal and banking data of consumers have grabbed the attention of the public, as well as that of regulators around the world.


Digital Security, Risk and Fraud Management

Over the past few years the financial services industry has taken various steps in an attempt to address this issue. These include a number of products and service enhancements (e.g. the introduction of Chip and PIN to address plastic card counterfeiting), combined with the introduction of various initiatives and organisations with specific remits to target fraudulent activity.

Despite these and other measures adopted around the world, criminals are becoming increasingly creative and sophisticated in their approach to financial services-related crime and fraud.

Further, walking the tightrope between healthy product and customer growth and effective credit strategy and risk management is a challenge that all lending institutions face on a daily basis.

How can Accourt help?

Accourt has extensive experience of working with banks, financial institutions, merchants and others on both fraud and credit risk management topics. We have led a number of innovative initiatives to assist financial services organisations to develop more proactive, integrated and effective approaches to managing credit risk and to reducing fraud. These initiatives have been both with individual organisations and cross-industry.


Fraud Management – Portfolio Analysis and Benchmarking

Analysis of the operation and performance of portfolios against appropriate and relevant industry and regional benchmarks. Accourt follows this analysis and benchmarking with insights and pragmatic recommendations to address any sub-standard performance and/or issues.

Why Choose Accourt

We have a team of high calibre individuals who have successfully managed numerous Regulatory and Payment Scheme applications for organisations wishing to apply for full banking, electronic money and PI licences. Our seasoned experts have both the relevant IP, hands-on experience and operational know-how to ensure successful applications.

Strategic Expertise

Whether it’s helping organisations set strategic direction or review market opportunities, Accourt brings a wealth of experience and subject matter expertise to the payments space. One of the key differentiators at Accourt in assisting the payments industry with setting strategic direction is the strong subject matter expertise and practical operational know-how gained through deep managerial experience and P&L management.

Market Knowledge

Accourt brings real market knowledge across the payments value chain including providing organisations with market in-sights as well as assisting organisations to move into parallel markets or extending their current product set to address market segments previously underserved. At Accourt we pride ourselves on having the in-market geographic intimacy and breath of product expertise to assist in organising and implementing effective market entry plans  to achieve agreed business goals.


Accourt has built a reputation around its strong delivery capability, this has been achieved through marrying our subject matter expertise with proven project and programme management to deliver the desired client outcome. From product/vendor selection right through to programme delivery and business as usual, Accourt has the skills and knowledge to de risk and underwrite the success of projects in the payments industry.

Operational Effectiveness

Accourt assists clients with improving their operational effectiveness through cost reduction, streamlined processes and improved revenue contribution. Whether it’s benchmarking current performance against best in class or looking to reduce cost through operational efficiencies, Accourt has a wealth of operational expertise, performance data and proven processes to help organisations achieve their business goals.