Regulatory Compliance

Understanding the evolving regulatory frameworks for both, Payment Schemes and market regulators, and the impacts for all internal stakeholders is a fundamental requirement when evaluating the business objectives associated with the requisite licence applications.

The development of the supporting business plans, the governance structure and the supporting policy adherence and documentation are the key minimum requirements that will need to be factored into the application and evaluation process.


Key questions and Accourt focus:

  • What are the regulatory and Payment Scheme mandatory requirements?
  • How does the supporting corporate governance structure ensure adherence to the legal requirements?
  • What does the supporting business case need to look like to support an application?
  • How to develop supporting compelling compliance and procedural documentation associated with the on-boarding and monitoring of customers.
  • How to develop the requisite compliance training and competence programmes including the roles and responsibilities of the MLRO.
  • What are the required reporting/audit requirements?
  • How to manage the relevant fraud reviews and collateral requirements associated with Scheme membership.

Why Choose Accourt

We have a team of high calibre individuals who have successfully managed numerous Regulatory and Payment Scheme applications for organisations wishing to apply for full banking, electronic money and PI licences. Our seasoned experts have both the relevant IP, hands-on experience and operational know-how to ensure successful applications.

Strategic Expertise

Whether it’s helping organisations set strategic direction or review market opportunities, Accourt brings a wealth of experience and subject matter expertise to the payments space. One of the key differentiators at Accourt in assisting the payments industry with setting strategic direction is the strong subject matter expertise and practical operational know-how gained through deep managerial experience and P&L management.

Market Knowledge

Accourt brings real market knowledge across the payments value chain including providing organisations with market in-sights as well as assisting organisations to move into parallel markets or extending their current product set to address market segments previously underserved. At Accourt we pride ourselves on having the in-market geographic intimacy and breath of product expertise to assist in organising and implementing effective market entry plans  to achieve agreed business goals.


Accourt has built a reputation around its strong delivery capability, this has been achieved through marrying our subject matter expertise with proven project and programme management to deliver the desired client outcome. From product/vendor selection right through to programme delivery and business as usual, Accourt has the skills and knowledge to de risk and underwrite the success of projects in the payments industry.

Operational Effectiveness

Accourt assists clients with improving their operational effectiveness through cost reduction, streamlined processes and improved revenue contribution. Whether it’s benchmarking current performance against best in class or looking to reduce cost through operational efficiencies, Accourt has a wealth of operational expertise, performance data and proven processes to help organisations achieve their business goals.