Payment Gateways & Processing

As the payments industry becomes ever more competitive, card issuers, card schemes, card acquirers and others are looking to add functionality, to expand their geographic coverage and to differentiate. At the same time the trend towards outsourcing continues.


Processors and other solution providers

There are numerous different types of solution providers serving the payments market. For example there are the major processors enabling card issuing and card acquiring businesses.

There are providers supporting ATM networks and businesses; then there are specialists in a wide range of fields such as fraud and risk management, point of sale (POS) devices, and – increasingly – mobile payments solutions.

From a solution provider’s perspective the dynamic nature of the market presents both opportunities and challenges. Opportunities, because their customers or potential customers are looking to do more and more.

Challenges, as this drives the need for keeping up with that demand, and because non-traditional competitors are emerging on the back of new product types – for example prepaid cards and mobile payments.

Key questions and Accourt focus:

  • Which non-banks are entering the payments market – What needs do they have compared to traditional customers?
  • Implications of the rise of smartphone apps and POS devices.
  • Products – partner, develop, or purchase?
  • Differentiating solutions whilst maintaining platform consistency and efficiency.

Why Choose Accourt

We have a team of high calibre individuals who have successfully managed numerous Regulatory and Payment Scheme applications for organisations wishing to apply for full banking, electronic money and PI licences. Our seasoned experts have both the relevant IP, hands-on experience and operational know-how to ensure successful applications.

Strategic Expertise

Whether it’s helping organisations set strategic direction or review market opportunities, Accourt brings a wealth of experience and subject matter expertise to the payments space. One of the key differentiators at Accourt in assisting the payments industry with setting strategic direction is the strong subject matter expertise and practical operational know-how gained through deep managerial experience and P&L management.

Market Knowledge

Accourt brings real market knowledge across the payments value chain including providing organisations with market in-sights as well as assisting organisations to move into parallel markets or extending their current product set to address market segments previously underserved. At Accourt we pride ourselves on having the in-market geographic intimacy and breath of product expertise to assist in organising and implementing effective market entry plans  to achieve agreed business goals.


Accourt has built a reputation around its strong delivery capability, this has been achieved through marrying our subject matter expertise with proven project and programme management to deliver the desired client outcome. From product/vendor selection right through to programme delivery and business as usual, Accourt has the skills and knowledge to de risk and underwrite the success of projects in the payments industry.

Operational Effectiveness

Accourt assists clients with improving their operational effectiveness through cost reduction, streamlined processes and improved revenue contribution. Whether it’s benchmarking current performance against best in class or looking to reduce cost through operational efficiencies, Accourt has a wealth of operational expertise, performance data and proven processes to help organisations achieve their business goals.